If you are traveling internationally, always get travel insurance but REMEMBER THIS: Make sure your travel insurance agency has service representatives available 24/7 (not just the medical emergency hotline but all services). I've been stuck in a foreign country after a flight cancellation and had to wait 8 hours for my travel insurance agency to open their office at 9am in America in order to find out how to use/activate my benefits. 24hr customer service is a must!
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